Allowable FHA Fees

Base Escrow Fee
Title Insurance ALTA
FHA Appraisal Compliance Inspection Fee
1% Loan Origination Fee
FHA MIP Premium
Loan Discount Points
Credit Report Fee (Actual Cost)
Appraisal Fee (Actual Fee)
Interim Interest
Hazard or Flood Insurance Premiums
Reserves for Taxes and Insurance
Notary Fee $10.00/signature
Recording Fees - Actual Fees
Termite (initial inspection ok - no repairs unless approved in writing by lender)
Home Warranty - ok if stipulated in escrow instructions and with prior approval of lender
Amortization Schedule Fee
Real Estate Commission (if prior approval in writing by lender)
Broker Fees (if prior approval in writing by lender)
Tests or treatments required by HUD (if prior approval in writing by lender)
Compliance Inspection Fee

Non-allowable FHA Fees

Sub-Escrow Fee to Title Company
ALTA Endorsement Fees
Other Inspection Fees are not allowed
Recording Assignment Fee
Processing Fees
Document Preparation Fees
Tax Service Contract
Any Messenger Fee incl. Overnight Delivery
Loan Tie-in Fee
Bring-down Fee
Title Binder
Tax Stamps/City Transfer Tax Charges
Homeowners Association Transfer Fee
Repairs or work required on FHA Appraisal (unless approved in writing by lender)
Home Warranty Program - ok if stipulated in escrow instructions and with prior approval of lender
Photo Fee/Photo Inspection Fee
Reconveyance Fee
Preliminary Change of Ownership Report
Commission
Transaction Coordinator Fee